Which insurance plan does NOT include harvest price exclusion?

The Area Revenue Protection insurance plan does not include harvest price exclusion because it is designed to provide revenue protection at a broader, area-wide level rather than at the individual farm level. This means that, rather than focusing on the actual prices received or harvested by the farmer, it factors in the overall area yields and prices. Consequently, it does not adjust for fluctuations in price at harvest time, which is what harvest price exclusion entails.

In contrast, other plans like Revenue Protection and ARP with harvest price exclusion adjust for harvest prices, thereby providing additional coverage based on the potential for increased prices at the time of harvest. APH, or Actual Production History, primarily focuses on yield without the revenue fluctuation considerations, but individual plans can vary in specifics, often including harvest price considerations in revenue-based plans. Thus, Area Revenue Protection remains distinct in its exclusion of this element.