Which coverage is specifically designed for adverse weather events?

Rain and hail insurance is specifically designed to protect farmers against losses resulting directly from adverse weather events, particularly focused on incidents like heavy rain or hail that can damage crops. This type of insurance provides coverage for the physical loss or damage to specific crops due to these weather conditions, ensuring that farmers do not bear the full financial burden of such events.

Whole-farm insurance offers broader protections across multiple crops and livestock, rather than targeting specific weather-related risks. Revenue insurance generally covers a decline in revenue due to price fluctuations or yield losses, but it doesn’t specifically address adverse weather events alone. Crop select insurance typically allows producers to choose specific crops for insurance coverage but does not focus specifically on weather-related incidents. Therefore, rain and hail insurance is uniquely suited for protecting against the direct effects of adverse weather, making it the correct choice.