What is the purpose of the Crop Insurance Handbook (CIH)?

The purpose of the Crop Insurance Handbook (CIH) is primarily to serve as a reference for agents and underwriters. This resource compiles essential information regarding policies, procedures, and regulations that affect crop insurance operations. By providing detailed guidelines, it assists professionals in administering and managing crop insurance programs effectively. This ensures that both agents and underwriters can deliver accurate information, offer informed advice, and make decisions that align with the standards set forth by the insurance authority.

This reference function is crucial as it equips agents with the knowledge to help farmers understand their coverage options and the provisions of various insurance policies. It also helps underwriters evaluate the risks associated with insuring particular crops, ensuring that the policies are underwritten properly.

Other choices, while related to crop insurance, do not encapsulate the principal function of the CIH as effectively. Providing training for policyholders, outlining benefits of crop insurance, or advertising products do not align with the primary role of the handbook as a reference tool for those directly involved in the administration and underwriting of insurance policies.