What is the APH range on MPCI?

The Actual Production History (APH) range under Multi-Peril Crop Insurance (MPCI) typically covers a percentage range that defines the level of production history an insured farmer can use to calculate their coverage levels. The APH is crucial because it sets a baseline for the guaranteed yield or revenue for the insured crop.

The range of 50-75% represents the standard coverage levels available for most crops under MPCI. This means that if a farmer experiences a loss due to adverse weather conditions, disease, or other covered events, the crop insurance will provide coverage for yields that drop below this range based on the historical averages of the farm. Setting the APH in this range assures that farmers have a significant level of safeguard against poor production years while still incentivizing good management practices and production.

Understanding the APH range is essential for farmers to accurately assess their insurance needs and to ensure they are adequately protected against yield losses. Other ranges represent either lower coverage, which may not fully protect against significant losses, or higher coverage that might not be commonly offered or may require a higher premium.