What additional coverage does Production Hail provide?

Production Hail Insurance offers coverage specifically for losses caused by hail damage to crops, which is a peril not covered by Multiple Peril Crop Insurance (MPCI). While MPCI generally provides broad protection for various risks that could impact crop production, it has limitations regarding hail damage. Production Hail Insurance serves as an additional layer of protection, focusing on the unique threat hail poses, thus addressing gaps in coverage where MPCI might not apply.

This specialized coverage is particularly beneficial in regions like Nebraska, where hail events can happen frequently and result in significant losses to crop yields. Therefore, it provides farmers with a distinct financial safety net for a specific risk that is not adequately covered under other insurance policies.